EFT – Revolution or Redlining?
By Jerry Reynolds
As the federal government prepares to streamline its payment system, millions of low-income Americans could fall victim to a new form of redlining.

Community Tool Box for Welfare Reform
By John P. Kretzmann and Mike Green
Using a toolbox constructed from resources in their own backyards, communities are gearing up to minimize the damage and capture the opportunities of welfare reform.

Karen Clark
By Kirsten Bansen
A Minnesota legislator fights tenaciously for affordable housing and the rights of her state's low-income communities.

Special Supplement:
Redefining Community Development, part I
By Winton Pitcoff
A new model of neighborhood development – comprehensive community initiatives – shifts the way funders and community organizations work together on local projects.
Sidebars to Redefining Community Development:

• Selected CCIs
• Resources and Contacts for CCIs
• Getting the Most from Independent Evaluations
• Executive Director Profiles